If you have an amputation in Arkansas, you may qualify for federal disability benefits like SSDI and SSI, as well as state programs such as Medicaid and work incentives. This guide explains eligibility, how to apply, and what support is available.
To qualify for Social Security Disability Insurance (SSDI), you must have a disabling medical condition that prevents you from working for at least 12 months or results in death. For amputation, the Social Security Administration (SSA) lists certain types (such as both hands, one or both legs, or one arm and one leg) as automatically qualifying if they meet specific criteria. If your amputation is not listed, you may still qualify if it severely limits your ability to work. You must also have enough work credits—generally 40, with 20 earned in the last 10 years. For Supplemental Security Income (SSI), you must have a qualifying disability and limited income and resources. In 2025, the maximum monthly SSI benefit is $967 for an individual and $1,450 for a couple. Both programs require that your earnings do not exceed the Substantial Gainful Activity (SGA) limit, which is $1,620 per month for non-blind individuals and $2,700 for blind individuals in 2025 [1][2][3][4][6].
In Arkansas, people with amputations may qualify for additional state programs beyond federal benefits. The Arkansas Department of Human Services (DHS) offers Medicaid to eligible individuals with disabilities, including those who are working, through the Workers with Disabilities Medicaid program. This program provides full Medicaid coverage for people with disabilities who are employed. Arkansas also offers Medicaid waivers for home and community-based services, which can help with long-term care needs. There are no separate state disability cash benefits, but you may qualify for other assistance programs such as food stamps or housing help. It is important to report any changes in your condition or income to avoid overpayments. State-specific eligibility for Medicaid and waivers depends on income, resources, and functional need [5][7].
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI, Medicaid, and other benefits. In Arkansas, you can open an ABLE account through the state’s program. The account can be used for qualified disability expenses such as housing, education, transportation, and personal support services. Contributions are limited to $18,000 per year in 2025, and the total account balance cannot exceed $100,000 without affecting SSI eligibility. Learn more about ABLE accounts and how to apply [8].
For SSDI, there is no income limit, but you cannot earn more than the Substantial Gainful Activity (SGA) limit, which is $1,620 per month for non-blind individuals and $2,700 for blind individuals in 2025. For SSI, the maximum monthly benefit is $967 for individuals and $1,450 for couples. Income and resources must be below certain limits to qualify. For Medicaid, income and resource limits vary by program and household size. Report any changes in income to avoid overpayments [1][2][3][4][6].
If your condition improves or your income changes, you must report it to the Social Security Administration and Arkansas DHS. Failure to report changes can result in overpayments and penalties. Overpayments can be repaid in installments or waived in some cases. Keep records of all communications and report changes as soon as possible to avoid problems [4][5][7].
Contact your local Social Security office or Arkansas DHS for help with your application. Disability advocates and attorneys can also assist with appeals and complex cases.
Amputation of both hands, one or both legs, or one arm and one leg may automatically qualify if it meets SSA criteria. If not listed, you may still qualify if your amputation severely limits your ability to work. Medical evidence is required to prove your disability [2][6].
In 2025, you cannot earn more than $1,620 per month ($2,700 if blind) without risking your disability benefits. This is called the Substantial Gainful Activity (SGA) limit. If you earn more, your benefits may be suspended or terminated [2][3][4].
The maximum monthly SSDI benefit in 2025 is $4,018. The maximum monthly SSI benefit is $967 for individuals and $1,450 for couples. Actual payments depend on your work history and income [1][2][3].
Yes, you can work, but your earnings must not exceed the SGA limit. There are work incentives and programs to help you return to work without losing benefits. Report any changes in your condition or income to avoid overpayments [4][5].
You can apply for Medicaid through the Arkansas Department of Human Services (DHS) online, by phone, or in person. If you are approved for SSI, you may automatically qualify for Medicaid. Workers with disabilities may also qualify for the Workers with Disabilities Medicaid program [5][7].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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There is a 5-month waiting period for SSDI benefits. Most people must wait 24 months for Medicare, except for those with ALS or end-stage renal disease. Benefits start after the waiting period if you are approved [4].
Yes, Arkansas offers transportation assistance through Medicaid waivers and vocational rehabilitation programs. You may also qualify for ABLE account funds for transportation expenses. Contact your local DHS office for more information [5][7][8].
If your application is denied, you can appeal within 60 days. You may want to get help from a disability advocate or attorney. You can also reapply if your condition changes or you have new medical evidence [1][2][3][4].
Arkansas does not have a separate state disability cash benefit. However, you may qualify for Medicaid, food assistance, housing help, and other programs through the Department of Human Services. Medicaid waivers and work incentives are also available [5][7].
Report changes to the Social Security Administration and Arkansas DHS as soon as possible. You can report changes online, by phone, or in person. Failure to report changes can result in overpayments and penalties [4][5][7].
