People with low vision in Arizona can access federal and state benefits, including SSI, SSDI, AHCCCS (Medicaid), and work incentives. Eligibility depends on income, disability status, and work history. This guide explains how to apply and what programs are available.
To qualify for federal disability benefits with low vision, you must meet Social Security’s definition of disability. For adults, this means your vision loss is severe enough to prevent you from doing substantial work. You need 40 work credits (20 in the last 10 years) for SSDI. SSI is for those with low income and resources, regardless of work history. Children with qualifying disabilities may also get benefits if a parent receives Social Security or if they meet the adult definition of disability. Blindness or low vision is considered a qualifying disability if it meets Social Security’s criteria [^1].
In Arizona, people with low vision may qualify for AHCCCS (Medicaid) if they meet income and disability requirements. You must be an Arizona resident, a U.S. citizen or qualified immigrant, have a Social Security number, and meet the income limit. For 2025, the gross monthly income limit is $1,305 for a single person and $1,763 for a couple. You must also be determined blind or disabled by the Disability Determination Services Administration (DDSA) or receive Social Security disability benefits. Arizona also offers Medicaid waivers (HCBS) for people with developmental disabilities, which may include some with low vision if they meet clinical criteria [^2].
ABLE accounts let people with low vision save money without losing SSI or Medicaid benefits. You can save up to $18,000 per year (2025 limit) and use funds for disability-related expenses. Arizona offers the AZ ABLE program. Learn more at az.able.gov [^4].
| Family Size | Gross Monthly Income Limit (2025) | |-------------|-----------------------------------| | Single | $1,305 | | Couple | $1,763 |
These limits apply to AHCCCS (Medicaid) for people with low vision. Higher income may still qualify for other programs [^2].
You must report changes in income, work, or health to avoid overpayments. This includes starting a job, getting a raise, or changes in disability status. Report changes to Social Security and AHCCCS promptly. Overpayments can lead to benefit reductions or repayment demands. Learn more about reporting changes and avoiding overpayments [^5].
Contact a Work Incentive Consultant at 1-866-304-WORK (9675) for free help with applications and work incentives.
Arizona’s disability services face a budget shortfall. Services may be limited. Contact your caseworker for updates.
Yes, if your vision loss meets Social Security’s definition of disability. You must be unable to do substantial work due to your condition. Medical records and a DDSA determination are required [^1].
You can apply online at azahcccs.gov, by phone at 1-855-432-7587, or in person at a DES office. You’ll need proof of income, disability, and residency [^2].
Arizona offers Section 301, Ticket to Work, and vocational rehab through AZRSA. These let you work while keeping benefits. Contact a Work Incentive Consultant for help [^3].
Yes, Medicaid waivers (HCBS) may provide extra services like home care, respite, or assistive devices if you qualify. Ask your caseworker about waiver options [^2].
Yes, ABLE accounts let you save up to $18,000 per year (2025) without losing SSI or Medicaid. Funds must be used for disability-related expenses [^4].
You must report income changes to Social Security and AHCCCS. Not reporting can lead to overpayments and benefit reductions. Report changes promptly [^5].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
Contact Arizona Rehabilitation Services Administration (AZRSA) or a Work Incentive Consultant. They can help with job training, support, and understanding how work affects your benefits [^3].
For 2025, the gross monthly income limit is $1,305 for a single person and $1,763 for a couple. Higher income may still qualify for other programs [^2].
Yes, children with qualifying disabilities may get SSI or SSDI if a parent receives Social Security or if they meet the adult definition of disability. Contact Social Security for details [^1].
You can appeal the decision. Contact Social Security or AHCCCS for appeal instructions. You may also get help from a benefits advocate or Work Incentive Consultant [^1].
