If you have fibromyalgia in Arizona, you may qualify for federal disability benefits (SSI or SSDI) and state health coverage. This guide explains eligibility, how to apply, and what support is available in 2025.
To get Social Security Disability Insurance (SSDI), you must have worked in jobs covered by Social Security, have a disability that stops you from working for at least 12 months, and meet the work credit rule (usually 20 credits in the last 10 years)[^1]. For Supplemental Security Income (SSI), you must have limited income and resources, and your disability must meet Social Security’s definition[^1]. Fibromyalgia is considered a qualifying disability if it severely limits your ability to work and is supported by medical evidence[^1].
If you are approved, you may also qualify for Medicare or Medicaid, depending on your situation[^1].
In Arizona, people with fibromyalgia may qualify for AHCCCS (Medicaid) if they are disabled and meet income limits[^2]. To qualify, you must be an Arizona resident, a U.S. citizen or qualified immigrant, have a Social Security number, and receive Social Security disability or be determined disabled by the Disability Determination Services Administration (DDSA)[^2].
Arizona also offers work incentives and benefits planning through programs like Benefits 2 Work (B2W) and Disability Benefits 101, which help you keep benefits while working or going to school[^3][^5].
Arizona residents with fibromyalgia who became disabled before age 26 may qualify for an ABLE account. These accounts let you save money without losing SSI or Medicaid benefits. Funds can be used for education, housing, transportation, and other qualified expenses[^6].
You must report changes in income, work, or health to Social Security and AHCCCS. Not reporting changes can lead to overpayments and loss of benefits. Use the Social Security website or call to report changes. Arizona’s Work Incentive Consultants can help you understand reporting rules and avoid overpayments[^1][^2][^5].
Arizona’s Benefits 2 Work and Disability Benefits 101 offer free expert help with work incentives, benefits planning, and questions about how work affects your benefits. Call 1-866-304-WORK (9675) or visit az.db101.org for more info[^3][^5].
Yes, if fibromyalgia severely limits your ability to work and is supported by medical evidence, you may qualify for SSI or SSDI. You must meet Social Security’s definition of disability and provide proof from your doctor[^1].
In 2025, the gross monthly income limit for AHCCCS is $1,305 for a single person and $1,763 for a couple. If your income is higher, you may still qualify for other AHCCCS categories[^2].
You can apply for SSI or SSDI online at ssa.gov, by phone, or in person. For AHCCCS (Medicaid), apply online or by phone. Get free help from Arizona’s Benefits 2 Work or Disability Benefits 101 for work incentives and planning[^3][^5].
Arizona offers work incentives through Benefits 2 Work and Disability Benefits 101. These programs help you keep benefits while working, going to school, or trying new jobs. You can also use the Ticket to Work program[^3][^5].
Yes, work incentives let you keep cash benefits, Medicare, and Medicaid while you try to work. If you need to stop working, you may be able to get benefits back without reapplying[^3][^5].
In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning more than this may affect your SSDI or SSI benefits[^4].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The 2025 cost-of-living adjustment (COLA) is 2.5%. This means your SSDI or SSI payment will increase by 2.5% to help with rising living costs[^1].
Yes, Arizona offers free benefits counseling through Benefits 2 Work and Disability Benefits 101. You can get expert help with work incentives, benefits planning, and questions about how work affects your benefits[^3][^5].
An ABLE account is a tax-advantaged savings account for people with disabilities who became disabled before age 26. Funds can be used for education, housing, transportation, and more without losing SSI or Medicaid benefits[^6].
Yes, you must report changes in income, work, or health to Social Security and AHCCCS. Not reporting changes can lead to overpayments and loss of benefits. Arizona’s Work Incentive Consultants can help you understand reporting rules[^1][^2][^5].
