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Arizona • Mental Health
People in Arizona with anxiety disorders may qualify for federal and state benefits, including SSI, SSDI, Medicaid, and work incentives. This guide explains eligibility, how to apply, and where to get help.
To qualify for Social Security Disability Insurance (SSDI), you must have worked in jobs covered by Social Security and have a disability that prevents you from working for at least 12 months. For Supplemental Security Income (SSI), you must have limited income and resources and meet Social Security’s definition of disability. Anxiety disorders can qualify if they are severe enough to stop you from working and are expected to last at least 12 months. The Social Security Administration reviews medical records and work history to decide eligibility [^1].
In Arizona, people with anxiety disorders may qualify for Medicaid if they meet income and disability requirements. The state uses the federal definition of disability for Medicaid, so if you qualify for SSI, you likely qualify for Medicaid. Arizona also offers Medicaid waivers for home and community-based services, but these programs may have waiting lists and are affected by state budget changes. Recent budget shortfalls have led to service cuts, so it’s important to check current eligibility and wait times with the Arizona Department of Economic Security [^2].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. In Arizona, you can open an ABLE account through the state’s program. Contributions are tax-free, and funds can be used for disability-related expenses. Learn more at the ABLE National Resource Center [^4].
| Family Size | Gross Monthly Income Limit (Effective 02/01/2025) | |-------------|------------------------------------------------------| | Applicant | $1,305 | | Applicant and Spouse | $1,763 |
If your income is higher, you may still qualify for Medicaid under other categories. Work expenses may be subtracted from your income for eligibility [^2].
Report any changes in income, work, or health to Social Security and Arizona Medicaid. Failing to report changes can lead to overpayments and penalties. Use the SSI & SSDI Work Incentives guide to learn how to report changes and avoid overpayments [^5].
Arizona’s disability services program faces a $159 million budget shortfall. This may affect Medicaid waivers and other services. Check with the Arizona Department of Economic Security for current eligibility and wait times [^1].
Yes, anxiety disorders can qualify for SSI and SSDI if they are severe enough to prevent work for at least 12 months. You must meet Social Security’s medical and work criteria. Arizona uses the federal definition for Medicaid eligibility.
Apply for SSI or SSDI online at SSA.gov, by phone, or in person. Apply for Arizona Medicaid through Health-e-Arizona Plus. Gather medical records and work history before applying.
The gross monthly income limit for a single applicant is $1,305. For an applicant and spouse, it’s $1,763. Work expenses may be subtracted from your income for eligibility.
Yes, Medicaid waivers for home and community-based services may have waiting lists. Recent budget shortfalls have affected service availability, so check current wait times with the Arizona Department of Economic Security.
Yes, work incentives let you keep benefits while working. You can earn some income without losing SSI or Medicaid. Use the Work Incentives Planning and Assistance program for free counseling.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid. You can open an account through Arizona’s ABLE program. Funds can be used for disability-related expenses.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current eligibility and application rules.
Report changes in income, work, or health to Social Security and Arizona Medicaid. Use the SSI & SSDI Work Incentives guide to learn how to report changes and avoid overpayments.
If your anxiety disorder is not severe enough for SSI or SSDI, you may still qualify for Arizona Medicaid or other state programs. Talk to a benefits counselor for help.
Children with anxiety disorders may qualify for SSI if they meet Social Security’s criteria. Benefits for children stop at age 18 unless they have a qualifying disability. Adults with a disability that began before age 22 may qualify for benefits on a parent’s record.
Arizona Medicaid covers most medications for people with disabilities. If you don’t qualify for Medicaid, ask about patient assistance programs or low-cost clinics.
