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Alabama • Chronic Illness
If you have cancer in Alabama, you may qualify for federal disability benefits like SSI and SSDI, as well as state Medicaid waivers and support programs. This guide explains eligibility, how to apply, and what benefits are available in 2025.
To qualify for Social Security Disability Insurance (SSDI), you must have worked in jobs covered by Social Security, have a disability expected to last at least 12 months or result in death, and meet the 20/40 work credit rule. For Supplemental Security Income (SSI), you must have limited income and resources, and meet the SSA's definition of disability. Cancer is often listed in the SSA's Compassionate Allowances, which can speed up approval for certain aggressive or advanced cancers. In 2025, the SGA limit for non-blind beneficiaries is $1,620 per month, and for blind beneficiaries, it is $2,700 per month. If you earn more than these amounts, you may not qualify for benefits unless you use work incentives or are in a trial work period. [^1][^5]
In Alabama, people with cancer may qualify for Medicaid through the Elderly and Disabled (E&D) Waiver if they meet financial and medical criteria. The income limit for the E&D Waiver is $2,901 per month, and the resource limit is $2,000. You must also meet the nursing facility level of care. Alabama also offers other home and community-based waivers for those at risk of institutional care. Some cancer patients may qualify for Medicaid if they receive SSI or meet SSI-related criteria. State-specific approval rates and wait times for disability benefits can vary, so it's important to check with local offices for the most current information. [^2][^3][^4]
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI or Medicaid. In Alabama, you can open an ABLE account through the state's ABLE program. These accounts can be used for qualified disability expenses, such as medical care, education, and housing. [^7]
If you receive too much in benefits, you may have to pay it back. Report any changes in income, resources, or living situation to the SSA or Alabama Medicaid as soon as possible. This includes changes in work, marriage, or moving. Reporting changes can help you avoid overpayments and keep your benefits. [^1][^2][^3]
Contact your local Social Security office or Alabama Medicaid for help with your application. Disability advocates and attorneys can also help you navigate the process.
Yes, if your cancer meets the SSA's medical criteria and you meet the financial requirements for SSDI or SSI. Some cancers are on the Compassionate Allowances list, which can speed up approval.
In 2025, you can earn up to $1,620/month if you are not blind, or $2,700/month if you are blind, without losing SSDI or SSI benefits. Earnings above these limits may affect your eligibility.
The income limit for the Elderly and Disabled (E&D) Waiver is $2,901/month. The resource limit is $2,000. You must also meet the nursing facility level of care.
You can apply online at SSA.gov, by phone, or in person at your local Social Security office. For Medicaid, apply through Alabama Medicaid or your local county office.
Services include case management, personal care, respite care, adult day health, home delivered meals, medical supplies, and skilled nursing. These services help people with cancer live at home.
Yes, you can work and still get benefits if you use work incentives or are in a trial work period. Earnings above the SGA limit may affect your benefits.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
The Compassionate Allowances program speeds up approval for certain aggressive or advanced cancers. If your cancer is on the list, your application may be processed more quickly.
The state agency may take 6 to 8 months to decide if your child’s condition meets the criteria for disability. For some medical conditions, immediate SSI payments may be made for up to 6 months.
An ABLE account is a tax-advantaged savings account for people with disabilities. It can be used for qualified disability expenses, such as medical care, education, and housing.
Yes, you must report any changes in income, resources, or living situation to the SSA or Alabama Medicaid as soon as possible to avoid overpayments and keep your benefits.
