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Can You Use a Prepaid Debit Card for SSI or SSDI?
If you receive Social Security Income (SSI) or Social Security Disability Insurance (SSDI), you may be wondering whether it’s okay to use...

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Sep 21
How to Set Up a Compliant Rep Payee Account for SSI or SSDI
If you’ve been appointed as a representative payee by the Social Security Administration (SSA), you’re responsible for managing someone...

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Sep 21
What Counts Toward the SSI Asset Limit?
If you receive Supplemental Security Income (SSI), the Social Security Administration (SSA) limits how much you can have in assets. Go...

Purple
Sep 21
We Read 100+ SSA Rules So You Don’t Have To. Here’s What Matters.
SSA’s Program Operations Manual System (POMS) is over 11,000 pages long. And if you’re receiving SSI, SSDI, or managing a rep payee...

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Aug 25
The Hidden Rules That Make Banking Harder with a Disability
For most people, opening a bank account is simple. But if you’re on SSI, managing a Special Needs Trust, acting as a representative...

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Aug 25
Is Your Bank Making You Lose Benefits?
Most people don’t think their bank could put their disability benefits at risk. But for millions who rely on SSI, SSDI, or backpay,...

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Aug 25
SSI-Friendly Banking: The Top 3 Mistakes Families Still Make
If your family receives Supplemental Security Income (SSI), keeping your finances compliant can feel like walking a tightrope. The $2,000...

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Aug 25
The 2025 Disability Banking Report: What Traditional Banks Still Get Wrong
Every year, millions of Americans with disabilities rely on direct deposits from programs like SSI, SSDI, or state-based benefits to...

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Aug 25
SNAP EBT Card vs Cash Benefits: How Do They Work Together?
If you receive public assistance, you might see more than one kind of deposit on your EBT card—SNAP benefits and cash assistance. While...

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Aug 25
Rep Payee Accounts vs Dedicated Accounts: Which One Do You Need?
If you’re a representative payee managing benefits for someone else—especially a child receiving backpay from SSI—you’ve likely heard of...

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Aug 25
Can You Have Both an ABLE Account and a Special Needs Trust?
If you’re managing money for someone with a disability—or for yourself—you’ve probably come across both ABLE accounts and Special Needs...

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Aug 25
ABLE Accounts vs Special Needs Trusts: What’s the Difference?
If you or a loved one receives SSI or other disability benefits, you’ve probably heard of ABLE accounts and Special Needs Trusts (SNTs)....

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Aug 25
Purple vs True Link: Which Card Is Better for Disability Spending?
If you’re managing disability-related expenses—either for yourself or as a representative payee—having the right debit card matters. You...

Purple
Aug 25
Purple vs Chime: Which Is Better for SSI and SSDI Benefits?
If you receive SSI or SSDI benefits, choosing the right checking account matters. You need early access to your money, tools to stay...

Purple
Aug 25
Purple vs Direct Express: Which Disability Card Gives You More Control?
If you receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you may have been automatically...

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Aug 25
EBT Fraud: What to Watch For
If you use an EBT card for SNAP benefits, protecting your account is more important than ever. Criminals have found ways to steal EBT...

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Aug 23
SNAP Re-Certification: What to Expect
Receiving SNAP (food stamp) benefits isn’t a one-time process. To keep getting help each month, most households must complete a...

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Aug 23
What to Do If Your EBT Card Is Lost or Stolen
Losing your EBT card—or having it stolen—can be stressful, especially if you rely on SNAP to pay for groceries. But don’t panic. Each...

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Aug 23
Can You Use EBT Online?
Yes—you can use your EBT card to shop online for groceries in many states. Thanks to the USDA’s Online Purchasing Pilot, SNAP...

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Aug 23
How to Use SNAP EBT Benefits (And How Purple Can Help)
If you qualify for the Supplemental Nutrition Assistance Program (SNAP), you’ll receive a special debit card called an EBT card. It’s how...

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Aug 23
What Happens If a Representative Payee Misuses Funds?
Being a representative payee is a big responsibility. You’re managing someone else’s Social Security or SSI benefits, and you’re legally...

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Aug 22
How to Title a Bank Account for a Representative Payee
If you’ve been appointed as a representative payee by the Social Security Administration (SSA), one of your first steps is to open a bank...

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Aug 22
Can a Representative Payee Have a Debit Card?
If you’re a representative payee managing Social Security or SSI benefits for someone else, you might be wondering: Can I have a debit...

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Aug 22
How to Apply to Be a Representative Payee
If someone you care for receives Social Security or SSI benefits but struggles to manage money on their own, you may be able to help by...

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Aug 22
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