# Purple

> Benefits-aware banking for people with disabilities. Purple helps individuals and families manage money without putting SSI, SSDI, or Medicaid at risk.

Purple provides financial tools and educational resources for people navigating disability benefits in the United States.

## Products

- [Purple Checking](/checking): A checking account designed for SSI, SSDI, and Medicaid recipients with built-in guardrails to help protect benefits eligibility.
- [Purple Plus](/plus): Enhanced features for caregivers and family members managing finances for loved ones with disabilities.
- [For Caregivers](/caregivers): Tools and resources for family members and caregivers.
- [For Organizations](/organizations): Solutions for rep payees, care facilities, and disability service providers.

## Free Tools

Interactive calculators to help understand and estimate disability benefits:

- [SSI Benefit Estimator](/tools/ssi-income-estimator): Estimate monthly SSI payments based on income and living situation.
- [SSDI Benefit Estimator](/tools/ssdi-benefit-estimator): Calculate SSDI benefits using the PIA formula.
- [SGA Calculator](/tools/sga-calculator): Check if earnings exceed Substantial Gainful Activity limits. 2026 limits: $1,690/month (non-blind), $2,830/month (blind).
- [Trial Work Period Calculator](/tools/trial-work-period-calculator): Track SSDI trial work period months. 2026 threshold: $1,160/month.
- [Overpayment Calculator](/tools/overpayment-calculator): Calculate repayment timelines for SSI/SSDI overpayments.
- [Resource Exclusion Checker](/tools/resource-exclusion-checker): See which assets count toward SSI's $2,000 resource limit.
- [PASS Calculator](/tools/pass-calculator): Estimate savings under a Plan to Achieve Self-Support.
- [Benefits Timeline Estimator](/tools/benefits-timeline-estimator): Estimate wait times for disability applications and appeals.

## Educational Guides

In-depth guides on disability benefits topics:

- [SSI vs SSDI Guide](/guides/ssi-ssdi): Understand the differences between Supplemental Security Income and Social Security Disability Insurance.
- [Representative Payee Guide](/guides/rep-payee): Learn about managing benefits for someone else.
- [SSI Asset Limits](/guides/ssi-asset-limits): Understand resource limits and what counts toward the $2,000 limit.
- [ABLE Accounts](/guides/able-accounts): Tax-advantaged savings for people with disabilities.
- [Medicaid vs Medicare](/guides/medicaid-vs-medicare): Compare these two health coverage programs.
- [Medicaid Waivers (HCBS)](/guides/medicaid-waivers): Home and community-based services explained.
- [Work Incentives](/guides/work-incentives): Programs that let you work while keeping benefits.
- [Overpayments and Reporting](/guides/overpayments-and-reporting): How to handle overpayments and reporting requirements.

## Benefits Hub

- [State Benefits Directory](/benefits): Browse disability benefits by U.S. state, including SSI, SSDI, Medicaid waivers, ABLE accounts, and vocational rehabilitation programs.

## Key Facts (2026)

- Maximum federal SSI benefit: $967/month (individual), $1,450/month (couple)
- SSI resource limit: $2,000 (individual), $3,000 (couple)
- SGA limit (non-blind): $1,690/month
- SGA limit (blind): $2,830/month
- Trial Work Period threshold: $1,160/month
- ABLE account annual contribution limit: $19,000

## Contact

- Website: https://www.withpurple.com
- LinkedIn: https://www.linkedin.com/company/withpurple/
- X/Twitter: https://x.com/trypurple
- Facebook: https://www.facebook.com/purplefinancial